Blog post #456 It’s early August, 2020. In the US, this marks the beginning of the 6th month of dealing with Covid-19, which really started to impact the US in March. What are we thinking about in terms of investing and financial planning now, and going forward? What are the lessons of the past 6 […]
Author Archive for: brad
About Brad Wasserman
Throughout his nearly 30 year career as a CPA and financial advisor, Brad has always been passionate about his clients’ overall financial well-being and their investments. Brad founded this firm to provide wealth management services in a unique and value added manner, with a philosophy that is different from traditional brokerage firms.
Brad’s clients benefit from his extensive experience in dealing with all types of financial, investment, tax and estate planning matters. Brad leverages this expertise to coordinate the financial guidance he provides his clients.
Brad earned the Personal Financial Specialist (PFS) designation of the American Institute of Certified Public Accountants (AICPA), based on his extensive experience and expertise. Brad has been quoted in the local media, The Wall Street Journal and featured in Investment Advisor Magazine. He was appointed to serve on the BAM Advisor Services Advisor Council during 2005-06, as one of 8 member firms of 100+ firms. He was a founding member of the BAM Masters Forum in 2006, a study group of top BAM affiliated firms which meets throughout the year to learn and compare best practices.
Brad graduated from The University of Michigan’s School of Business Administration, with Distinction, in 1985. He received a Masters in Taxation from Walsh College in 1991. Brad has been a CPA since 1985 and is a member of the AICPA’s Personal Financial Planning Division and the MACPA. Brad is very active in community organizations.
Entries by Brad Wasserman
Blog post #455 One of the silver linings of the pandemic outbreak is the opportunity to refinance your mortgage or other loans. You should investigate refinancing and act on this soon. The opportunity for this significant financial benefit should not be ignored. Key takeaways: If your current mortgage is at an interest rate of 3.5% […]
Blog post #454 Consider refinancing your mortgage: Interest rates are at historic lows. If you have a mortgage with an interest rate above 3.25%-3.5%, you should be looking into refinancing. We do not always recommend shortening your mortgage, say from a 30-year to a 15-year mortgage, but that may be needed to get the lowest rates […]
Blog post #453 “The important thing about a philosophy is that you have one you can stick with.” –David Booth, Founder and Chairman of Dimensional Fund Advisors (DFA) Having a core set of beliefs, or a philosophy, is vital to many aspects of your life. Having a set of beliefs and a philosophy that is […]
Blog post #452 The Covid pandemic has caused already low interest rates to move even lower. Throughout much of 2018, the 10-year US Treasury Note yielded around 3%. During 2019, it dropped from the 3% to 2% and since Covid hit, the US 10-year yield has hovered around 0.6% – 0.7%. It is worse overseas, […]
Blog post #451 The 3 months that just ended June 30th was terrific for nearly all asset classes, both in the US and Internationally. The financial markets have been volatile, as one would expect, given the onset of the Covid-19 crisis. The 34% decline in the S&P 500 for the 33 days up to March […]
Starting in mid-June, 2014, I committed to writing these posts weekly, which we have done for the past 6 years. Since 2009, this is the 450th blog post we have written. We hope these blog posts are helpful to you, as we strive to provide you with guidance, timely information and clarity, as you deal […]
Blog post #449 Your financial life can involve many decisions, choices and emotions. We can help to make it easier for you to deal with. Staying in the market and sticking with your long-term asset allocation plan during a pandemic is not easy, but it can be done. We have helped you with this and […]
Blog post #448 On Sunday, Rachel, my youngest child, will graduate from Kalamazoo College, a small liberal arts college. Like so many other high school and college graduates around the world this year, she will not be able to have a formal ceremony. I am proud of her accomplishments as a student and as a […]
Blog post #447 For this week’s blog post, we encourage you to watch this short video. David Booth, Founder and Executive Chairman of DFA (Dimensional Fund Advisors) shares his thoughts on the importance of having an investment plan that you can stick with, uncertainty and how to think about the future. I didn’t know what the […]