Entries by Brad Wasserman

Why this is so important

Blog post #474 One of the most important services that we provide for clients is preparing a written Investment Policy Statement (IPS) for them. Developing a written Investment Policy Statement, along with a diversified portfolio, are critical for making the investment process more disciplined and systematic, and less emotional. For most long-term investors to meet […]

Positive outcome by sticking with your plan

Blog post #468 After Wednesday’s market close, November 4th, most US and developed International asset classes were up 4-5% for the month of November, after only 3 trading days. Emerging market were also positive, in the 3-4% range. US markets are up an additional 2% on Thursday, November 5th midday, as I’m writing this.  If those gains hold, […]

2021 Social Security Benefit and Payroll Tax Increases

Blog post #466 Social Security is still vital for nearly all Americans. Annual benefit payments can be $20,000-$38,000 per year, which is the equivalent having an asset of $500,000 – $1,000,0000 and withdrawing 4% per year from the account annually. Social Security recipients will be receiving a 1.3% increase in 2021 benefits, which is slightly less […]