Blog post #475 As 2021 begins, the US and the world are very different than they were a year ago. Financial markets continuously change in response to new information and unexpected events. Stock and fixed income prices move on earnings and future expectations. What are we seeing and what are we doing? The way that […]
Author Archive for: brad
About Brad Wasserman
Throughout his nearly 30 year career as a CPA and financial advisor, Brad has always been passionate about his clients’ overall financial well-being and their investments. Brad founded this firm to provide wealth management services in a unique and value added manner, with a philosophy that is different from traditional brokerage firms.
Brad’s clients benefit from his extensive experience in dealing with all types of financial, investment, tax and estate planning matters. Brad leverages this expertise to coordinate the financial guidance he provides his clients.
Brad earned the Personal Financial Specialist (PFS) designation of the American Institute of Certified Public Accountants (AICPA), based on his extensive experience and expertise. Brad has been quoted in the local media, The Wall Street Journal and featured in Investment Advisor Magazine. He was appointed to serve on the BAM Advisor Services Advisor Council during 2005-06, as one of 8 member firms of 100+ firms. He was a founding member of the BAM Masters Forum in 2006, a study group of top BAM affiliated firms which meets throughout the year to learn and compare best practices.
Brad graduated from The University of Michigan’s School of Business Administration, with Distinction, in 1985. He received a Masters in Taxation from Walsh College in 1991. Brad has been a CPA since 1985 and is a member of the AICPA’s Personal Financial Planning Division and the MACPA. Brad is very active in community organizations.
Entries by Brad Wasserman
Blog post #474 One of the most important services that we provide for clients is preparing a written Investment Policy Statement (IPS) for them. Developing a written Investment Policy Statement, along with a diversified portfolio, are critical for making the investment process more disciplined and systematic, and less emotional. For most long-term investors to meet […]
Blog post #473 Despite the terrible pandemic and all the difficulties that it has caused this year, the financial markets appear to be finishing 2020 in a very positive manner. Nearly all US and International asset classes have good returns for the year, some with very healthy gains that are far above their asset class’ […]
Blog post #472 As the saying goes, the only things which are certain are death and taxes. In providing financial advice, and for you to deal with your financial future, it is important to distinguish between things which should remain relatively permanent (which should not change), and things which are subject to change (and should be […]
Blog post #471 November was one of the best months ever for nearly all asset classes of public stocks, both in the US and Internationally. Many asset classes gained 10-15% in November 2020 alone, with several asset classes exceeding 15%. Let’s put that into perspective. The expected return for a full year for US large company stocks […]
Blog post #470 For many of us, the Thanksgiving holiday will be much different this year due to Covid -19. We hope that you can celebrate with those you love, either in person or remotely. Most importantly, we hope that you and your families are healthy. As a firm, we are truly thankful and remain […]
Blog post #469 We plan for the long-term. We stress to focus on what you can control. We emphasize that your long-term goals are more important than short-term market moves. But when major events occur, we want to provide you with our thoughts and analysis (without political opinions). Stock market reaction: US and global stock […]
Blog post #468 After Wednesday’s market close, November 4th, most US and developed International asset classes were up 4-5% for the month of November, after only 3 trading days. Emerging market were also positive, in the 3-4% range. US markets are up an additional 2% on Thursday, November 5th midday, as I’m writing this. If those gains hold, […]
Blog post #467 Voting for the 2020 elections must be completed by next Tuesday, days from now. We may know some results late Tuesday evening, but there may be uncertainty on who will be the next President, as well as which party will control the Senate. Our job is to focus on providing you with […]
Blog post #466 Social Security is still vital for nearly all Americans. Annual benefit payments can be $20,000-$38,000 per year, which is the equivalent having an asset of $500,000 – $1,000,0000 and withdrawing 4% per year from the account annually. Social Security recipients will be receiving a 1.3% increase in 2021 benefits, which is slightly less […]