Blog post #419 Markets go up. Markets go down. It can sometimes be difficult to stay invested, especially during down periods. As the chart below clearly shows, staying invested and not trying to time the stock market is one of the most valuable pieces of financial advice that we can provide to you. The data below is […]
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About Brad Wasserman
Throughout his nearly 30 year career as a CPA and financial advisor, Brad has always been passionate about his clients’ overall financial well-being and their investments. Brad founded this firm to provide wealth management services in a unique and value added manner, with a philosophy that is different from traditional brokerage firms.
Brad’s clients benefit from his extensive experience in dealing with all types of financial, investment, tax and estate planning matters. Brad leverages this expertise to coordinate the financial guidance he provides his clients.
Brad earned the Personal Financial Specialist (PFS) designation of the American Institute of Certified Public Accountants (AICPA), based on his extensive experience and expertise. Brad has been quoted in the local media, The Wall Street Journal and featured in Investment Advisor Magazine. He was appointed to serve on the BAM Advisor Services Advisor Council during 2005-06, as one of 8 member firms of 100+ firms. He was a founding member of the BAM Masters Forum in 2006, a study group of top BAM affiliated firms which meets throughout the year to learn and compare best practices.
Brad graduated from The University of Michigan’s School of Business Administration, with Distinction, in 1985. He received a Masters in Taxation from Walsh College in 1991. Brad has been a CPA since 1985 and is a member of the AICPA’s Personal Financial Planning Division and the MACPA. Brad is very active in community organizations.
Entries by Brad Wasserman
Blog post #418 The US Federal Reserve cut short term interest rates on Wednesday, for the third time since July, 2019. They signaled that this is likely to be the last reduction for now, unless the economy slows sharply. “The current stance of (interest rate) policy is likely to remain appropriate” as long as the […]
Blog post #417 Energized. Optimistic. Full of ideas. These are some of the feelings I have after concluding a weekend learning group session I had with advisors from across the country and from our back office firm’s Annual National Conference, which Michelle Graham and Bradford Newsome also attended. I am also feeling a bit overwhelmed, […]
Blog post #416 Social Security is still vital for nearly all Americans. Annual payments can be $15,000-$36,000 per year, which is the equivalent of withdrawing 4% per year from an account value of $400,000-$900,000. Social Security recipients will be receiving a 1.6% increase in 2020 benefits. This benefit increase will likely be partially offset by slightly […]
Blog post #415 What is the importance of fixed income to your overall portfolio? How do we add value to your fixed income allocation? Are you paying proper attention to the interest you are receiving on your cash, particularly at your bank? The part of your portfolio that is invested in fixed income is primarily […]
Blog post #414 It is unfortunate, but true. There are not financial traffic lights that signal “green,” it’s all clear now…you can proceed to enter the stock market with no risk. There are no reliable financial traffic lights that signal “red” and tell you accurately and repeatedly when you should be exiting the stock market. There […]
Blog post #413 My wife Felicia and I were fortunate to have travelled for the past 10 days to Bologna and Florence, Italy, as well as day trips north and south of each, respectively, to visit various family owned establishments that produce Parmigiano Reggiano, balsamic vinegar and a winery south of Florence, in the Tuscan […]
Blog post #412 Your credit score is very important for your financial future, if you want to get a mortgage, lease an apartment, refinance an existing mortgage, get a credit card, a vehicle loan or almost any other kind of debt. In some states, your credit score can even impact your homeowners insurance rates. This […]
Blog post #411 With interest rates so low, clients and others have asked us about buying high yielding dividend stocks. Their logic goes….wouldn’t it be a good idea to buy a stock that has a dividend yield of 4-5%, since this pays more than the interest rate on a CD? They could earn more income […]
Blog post #410 Change can take many forms. Change can be positive. Change can be negative. Change can be something you have control over, such as a decision you make to buy a new house. Change can be something you have no control over, such as the death of a loved one, changes in the tax law, or […]