Better than

Over the long term…..

Being optimistic is better than being pessimistic.

Being patient is better than reacting quickly.

Staying in the market is better than getting in and out of the market because you are worried.

Small company stocks do better than large company stocks.

Value company stocks do better than growth company stocks.

Globally diversified portfolios of index-like funds do better than concentrated holdings of US individual stocks.

Using complex computer passwords is better than using a few simple passwords.

Avoiding annuities and hedge funds is better than using them.

Lower mutual fund fees are better than higher fees.

Using a password manager program is better than keeping your passwords on a piece of paper.

Having a financial advisor who monitors the tax management of your portfolio throughout the year is better than an advisor that only does it at year end.

Making a financial decision after consulting with your financial advisor is better than making a decision without talking to your advisor.

These should help you to be better.

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